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Risk Management Solutions

Minimizing Risk to Maximize Security

Properly managing the risks that threaten your financial well-being is a critical element of any comprehensive financial plan. Therefore, selecting the right insurance products and strategies is critical to ensuring that you and your goals are protected.

At FMS Financial Partners, Inc. we provide a broad universe of solutions from among the country's strongest and most trusted insurance companies.

Life Insurance
Whether it is term life, permanent life, or a more complex policy, we have the solutions to help protect you, your business, and your family in uncertain times.

Disability Income Insurance
The amount of earnings lost during your temporary unemployment can have a significant impact on your life, your investments, and your financial standing. With disability income insurance, you can rest assured knowing that your income will be waiting for you.

Long Term Care Insurance
As health care costs continue to rise, a long-term illness can have devastating effects on your savings. Long term care insurance can help cover the cost in the event of an illness or accident as you age.

During periods of stock market volatility, it’s nice to know you have a stable source of income to help you through it. Annuities are the financial equivalent of a backstop to keep a portion of your retirement income protected.

Health Insurance
Financing the costs of health care can be overwhelming. We work with clients and organizations to identify the best health insurance options for their unique circumstances, values, and objectives.

Property and Casualty
We offer comprehensive property and casualty coverage to businesses of all sizes, as well as personal lines coverage to high-net-worth individuals. There is nothing simple about risk management. Volatile business environments, an increasingly litigious society, and ever-changing needs mean innovative, flexible, and cost-effective solutions are critical.

All guarantees are subject to the claims-paying ability of the issuing insurance company.

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