Employee Benefits Consulting
FMS Services - Employee Benefits
Assisting you to increase value and decrease cost!!
Insurance Programs
Medical, dental, vision, life, and more.
Comprehensive reviews, implementation, servicing, & support.
Access to nation-wide carriers to best meet your needs.
Business Planning
Buy/sell arrangements, etc.
Business Continuation planning.
Long-Term Care (LTC) Insurance Planning
Individual & Group Plans. Assessing the needs for an individual needing care at home or other LTC facilities.
Voluntary Benefits
Multitude of plan options.
Great for a no cost value-added employee benefit.
Section 125 Planning
P.O.P. & Flexible Saving Accounts (FSA)
Plan documentation development, set-up & employee enrollment.
COBRA Assistance
Guidance on COBRA regulations.
COBRA administration coordination and support
Employee Seminars and Discussion Groups
We provide a speaker to meet with employees for a seminar or discussion group on a multitude of beneficial topics. Wonderful tool to enhance Employee appreciation.
HR Assistance
HR support and consultation…..we are here to help!!!
Online enrollments / reporting services &/or call centers are available and provided on a case by case basis.
We also provide Employee Benefits Newsletters, Benchmark reports, articles, research data, Employee Surveys, etc.
Complete On-Line HR Support System / Library
Property & Casualty Insurance
Worker’s Comp, General Liability, etc. Full service P&C
Retirement Planning
Corporate Plans, 401k, SEP, SIMPLE, DB Plans, Etc.
Deferred Compensation plans & 401(k) look-a-like plans.
Personal planning for owners and key employee
Disability Insurance Planning
Individual planning for owner(s) and key employees.
Group plans with or without graded benefits by class.
Voluntary plans.
College Savings Programs
529 plans for individuals or group arrangements.
Coverdell Educations Savings Accounts at no cost to employer. Non-traditional college funding concepts.
Personal Financial Planning Services
Comprehensive financial planning and Personal insurance evaluations. Available for key employees.
Executive Benefits.
Coordination of Employee Benefits program and comprehensive Family Planning.
Personal Insurance Review
Assisting Employee to evaluate personal insurance plans and obtain the best possible programs to meet their needs
Employee Benefits Survey
Customized On-line (or paper version is available) survey with detailed report. Outlines employee views and provides valuable feedback.
Referral Resources
Trustworthy referrals for various professional services – CPAs, attorneys, HR consulting, mortgage lending, banking, Business Management, Executive Search, and more
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