Minimizing Risk To Maximize Security

Properly managing the risks that threaten your financial well being is a critical element of any comprehensive financial plan. Transferring these risks is many times an appropriate technique to mitigate these pronounced risks that have the potential to seriously compromise important financial objectives. Therefore, selecting the right insurance products and strategies is a critical function to ensure that you and your goals are sufficiently protected. At FMS Financial Partners, Inc. we provide a broad universe of solutions from among the country's strongest and most trusted insurance companies.

Life Insurance

Life insurance should serve as the basic building block of any solid financial plan. It can provide financial protection for your family — or your business — in the event of your premature death. Whether it is term life, permanent life or a more complex policy, we have the solutions to help protect you, your business and your family.

Disability Income Insurance

In order to maintain your standard of living, it is critical to protect your ability to earn an income. Individual disability income insurance helps preserve a portion of your income and provides financial protection if you become disabled for an extended period of time.

Long Term Care Insurance

As health care costs continue to rise, a long-term illness can have devastating effects on your savings. Long-term care insurance delivers financial resources that help cover the cost of long-term care you might need in the event of an illness, accident as a result of the normal effects of aging.


During periods of stock market volatility, it’s nice to know you have a stable source of income to help you through it. Annuities are the financial equivalent of a backstop to guarantee a portion of your retirement income. Guarantees are based upon the claims paying ability of the issuing company.

Health Insurance

Financing the costs of health care can be overwhelming. Additionally, the need for quality yet affordable health care and by extension health insurance is challenging. We work with clients and organizations to identify the best health insurance options that align with their unique circumstances and values.

Property and Casualty

We offer comprehensive property and casualty commercial lines coverage to businesses of all sizes, and personal lines coverage to high net worth individuals. But there is nothing simple about risk management. Volatile business environments, an increasingly litigious society and ever-changing personal and family needs require highly innovative, flexible and cost-effective solutions.

 All guarantees subject to the claims-paying ability of the issuing insurance company.